Privacy Policy

Your access to the Site means your unconditional consent to this Privacy Policy and the terms of processing your personal information specified therein. If you do not agree to these terms, you must refrain from using the Site and leave it.

We inform you and you agree that the Site is our intellectual property and is operated by us. All informative, graphic, audio, video, photo or other content and materials posted on the Site are our intellectual property or the property of the copyright holders who have granted us the right to post these materials on the Site.

All intellectual property rights, including copyright, related rights, exclusive rights to trade names, trade names, trademarks, service marks or other intellectual property rights in all materials or content of the Site belong to us or to our partners.

We grant you a limited, personal, non-transferable, non-sublicensable, revocable license to access and use our Site and its materials. The site and the materials posted on it are intended solely for your non-commercial use. Other use of the Site or its materials are prohibited without our prior written permission.

You agree not to do any of the activities of copying, reproducing, transmitting, distributing, selling, commercially exploiting, modifying, processing or creating derivative works from the materials and content of the Site.

The performance of these actions in relation to the Site and its materials is illegal and may involve liability in accordance with applicable law. This restriction does not apply to your messages and announcements on the Site.

By accessing our Site, you accept that all issues related to visiting and using the Site, including compliance with this Privacy Policy, are governed by the laws of the Russian Federation. When processing your personal data, we are guided by the provisions of the Federal Law of July 27, 2006 No. 152-FZ "On Personal Data".

The Information we may collect about you depends on how you use the features provided by our Site.

We may receive the following personal information:

• personal information that is related to you as an individual, including your personal data, such as your name, E-mail address, phone number and other similar information that you provide about yourself voluntarily when you register on the Site or while using the Services, send us an email or agree to receive electronic communications from our Site or otherwise interact with us. Personal information required for the provision of the Services is marked in a special way. Other information is provided by you at your own discretion. You are not required to provide us with your personal information. However, if you choose to opt -out, you may not be able to visit all pages of the Site or use all of the Services;
• data that is automatically transmitted to the Site during its use using the software installed on your user device, including your IP address, geographic location, information about the browser or other program with which you access the Site, equipment specifications and software used by you as a user, the date and duration of your visit to the Site, the pages you view, the address of the website from which you came to our Site, cookie data and other similar information that does not allow us to identify you personally;
• we do not verify the accuracy of the personal information you provide. However, we assume that when using our Site, you provide true and sufficient information and keep it up to date. You hereby warrant and represent that with respect to any personal data that you provide on the Site, you have the right and authority to provide that personal data for the purposes specified in this Privacy Policy.

By accessing our Site, you accept that all issues related to visiting and using the Site, including compliance with this Privacy Policy, are governed by the laws of the Russian Federation. When processing your personal data, we are guided by the provisions of the Federal Law of July 27, 2006 No. 152-FZ "On Personal Data".

We collect and store only the personal information that is necessary to use our Site and provide you with the Services, as well as for the implementation of any lawful purpose specified in this Privacy Policy.

We may process the collected personal information for the following purposes:

• to identify, authorize and authenticate you as a user of our Site;
• to provide you with personalized Services For the performance of the Agreements entered into by you;
• to communicate with you, including sending notices and information regarding the use of the Services or changes to our policies, as well as processing your requests and applications;
• to inform you about our products and services or the products and services of our partners, or to provide you, based on your activities on the Site, with information that we think will be of particular interest to you. You also allow us to take into account your individual preferences and provide you with a higher level of service, in particular, we may send you invitations to presentations and other events hosted by us or our partners with whom we organize these events;
• for ad targeting;
• to evaluate, optimize and improve the quality of the Site, Services and their usability in accordance with your preferences;
• to conduct statistical and similar research based on anonymous or depersonalized data;
• to recognize, investigate and prevent activities that may violate our policies or be illegal.

We may also, from time to time, invite you to provide personal information in the form of surveys or questionnaires, participation in which is entirely voluntary. The personal information collected in connection with such surveys or questionnaires is used to communicate the results of surveys or questionnaires to you, as well as to improve your use of the Site or increase your satisfaction with the Services.

In addition to the stated purposes of processing personal information, we would like to inform you about news, promotions and special offers that may be beneficial to you. We value your time and attention, so we control the distribution of promotional information and marketing emails.

The site gives you the opportunity to opt out of participating in the distribution of such materials by clicking on the link provided in the letter you received, or by choosing another available method of unsubscribing. You can also change or update your preferences for receiving or not receiving marketing emails.

Please note that we are not responsible for the actions of third-party sellers and advertisers. We strive to work with reliable companies, but we do not have the ability to control their actions. However, you may share your experience with any of the third parties we work with so that we can improve our offerings.

We keep your personal information confidential, except in cases where you voluntarily provide information about yourself for general access to an unlimited number of persons. Please note that your personal information, which you yourself place on your personal page, in comments to publications and on other public Services, may be viewed by other users.

We will not share your personal information with others except in limited circumstances, including the following:

• when you give us consent to do so, for example, you allow us to share your personal information with other websites;
• when your personal information is shared with others with whom we partner, including in connection with your use of a particular Service, to contractors we use to carry out our business or operate our Site, or if your personal information is shared as part of sale, assignment or other transfer by us of the business of the Site in whole or in part. In this case, we will require such persons to treat your personal information in accordance with this Privacy Policy;
• when we partner with financial institutions to jointly offer you products and services. However, financial institutions will be prohibited from using your personal information other than to jointly promote products and services;
• when the transfer of personal information is provided for by applicable law within the procedure established by law or is carried out in accordance with a court decision;
• when it is necessary to ensure that our rights and other legitimate interests, the rights and legitimate interests of other persons or users are protected, in case of violation of our policies or agreements;
• when, as a result of the processing of your personal information, anonymized statistical data is obtained, which is transferred to another person for research, performance of work or provision of services on our behalf.

At any time, you can change (update or supplement) the personal information provided to us in whole or in part.

If you decide that you do not want your personal information provided to us to be used for any of the purposes specified in this Privacy Policy, you can remove yourself from the list of registered users of the Site by contacting us yourself. Your right to change or delete your personal information on the Site may be limited as required by applicable law. In particular, such restrictions for the specified reason may include our obligation to retain information changed or deleted by you for another period and to transfer such information in accordance with the legally established procedure.

We use cookies as the basis for interacting with your Internet browser to automatically collect personal information. A cookie is a small piece of textual information that our Site transmits to your browser, which the browser stores and transmits back to the Site with each of your requests to the Site. Some cookies may only be stored during your one-time session with the Site and are deleted after you close your browser. Others, set for a certain period of time, are written to a special file and stored on your computer.

Cookies contain information that allows the Site to identify your browser when you access the Site and visit the pages of the Site. With the help of cookies, we collect information such as the time you spent on the Site, areas visited by the Site, websites with links to and from our Site, and other additional information. The structure of the cookie, its content and technical parameters are determined by the Site and may be changed without our prior notice to you. These cookies do not allow us to collect personal information about you.

The use of cookies is a common practice. We use cookies to remember users of our Site and save their personal preferences and settings, to provide them with personalized Services, to target ads that are shown to users for statistical and research purposes, for security purposes, and to improve the Site and Services based on user preferences.

Please note that the hardware and software used by users to visit websites on the Internet may have the function of disabling cookies for any or for certain websites, as well as deleting previously received cookies. At any time, you can independently delete the cookies stored on your computer, change the parameters in your browser settings so that the browser stops saving all cookies and notifies you when they are sent. However, in this case, some features of the Site and Services may stop working, be slower, or display only text information. We reserve the right to determine that the provision of a particular Service is possible only if the acceptance and receipt of cookies is allowed by the user.

Also on our Site there are counters that are used to analyze user cookies, to collect and process statistical information about the number of users of the Site, about the use of the Services and the popularity of service settings, about the frequency of visiting the pages of the Site, to monitor traffic, to assess the technical capabilities of the Site, creating the maximum possible compliance of the Site with the browsers used by users, as well as to ensure the operation of the Site and Services in general or their individual functions. The technical parameters of the operation of the counters are determined by the Site and are subject to change without sending you our prior notice.

We take organizational and technical measures that we consider necessary and sufficient to ensure the protection of your personal information from unauthorized or accidental access, destruction, modification, blocking, copying, distribution, as well as from other illegal actions with other persons. From time to time, we review our procedures for maintaining the security of personal information and select appropriate new technologies and methods. However, even with the most advanced technologies, no website is completely secure. In the unlikely event that we believe that the security of the personal information we receive may not be maintained, we may notify you of such developments. If such notification is reasonable, we will make every effort to notify you as quickly as possible, taking into account the circumstances.

This Privacy Policy applies only to this Site and does not apply to any other websites, even if such websites contain a link to our Site or our Site has a link to these websites.

We may provide links to other websites that we believe may be of interest to users of our Site. However, we cannot guarantee the high privacy standards of other websites to which we link or be responsible for the privacy practices of such websites. Please be aware that these websites may collect personal information from users and that they operate under their own privacy practices, which may differ from this Privacy Policy. Recommended when you go to other websites, you must familiarize yourself with their current privacy practices, because once you leave our Site, any personal information you provide is no longer under our control.

We reserve the right to change this Privacy Policy in whole or in part from time to time to reflect new technologies, industry practices, regulatory requirements, and for other purposes. We encourage you to periodically review our Privacy Policy so that you are informed of how we protect your personal information. If we make changes to the Privacy Policy, our Site will post an updated version of the Privacy Policy with the revised posting date. This is sufficient notice of the change to the Privacy Policy, and we may not provide you with other notices of changes. However, if there are material changes, we will notify you by posting a prominent notice on the Site announcing such changes, or by directly sending you a notice. Changes to the Privacy Policy come into force from the moment they are posted on the Site. Your continued use of and access to this Site following the posting of changes to the Privacy Policy means that you hereby accept the changes to the terms of the Privacy Policy.

We welcome your comments about the operation of the Site, our activities and our Privacy Policy. Any questions or suggestions can be sent to the email address: [email protected]